Wildcrest Loans in Morganton, North Carolina is a funding broker, not a lender. It matches funding requests with partners that review them and make their own decisions on approval and terms. A merchant cash advance is not a loan. Read every offer in full before signing.
Wildcrest Loans Is a Funding Broker, Not a Lender
Wildcrest Loans does not lend, lease or advance its own money and does not make credit decisions. It takes a business's request by phone or form, discusses which funding types fit, and passes the request to funding partners that consider that kind of request.
Funding Partners Make Every Credit Decision
Only the funding partner decides whether to make an offer and sets its amount, price and terms. A partner may decline or offer something different from the request. Wildcrest cannot change a partner's decision and does not promise any request an offer.
Merchant Cash Advances Are Not Loans
In a merchant cash advance, a funder buys a share of receipts the business will collect in the future. Amounts are collected or remitted, not repaid, and the cost is set by a factor rather than an interest rate. Compare the total to be collected with the total cost of any loan for the same need.
Before You Sign Any Offer
- Read the full agreement and keep a signed copy.
- Add up every fee and the total dollars paid or collected.
- Check collateral, personal guarantees and prepayment terms.
- Ask the partner about anything unclear before signing.
By Wildcrest Loans · Updated